Every Thing For Dads

View Original

5 Ways To Save Money By Changing Your Life

If you’re a fan of the digital world, then you’ve probably heard of life hacks before. These strategies are designed to make your world a little simpler, by giving you quick and simple ways to overcome common problems.

Some lifehacks are pretty niche, like learning how to make a fire when you’re camping without any matches. Other hacks are valuable for all of us – like learning how to make your money stretch further. Today, we’re going to cover some quick hacks that you can use to save money and change your world for the better.

1.    Drink more Water

Drinking more water might not sound like much of a life hack at first. However, it actually helps to improve your life in a number of different ways. Not only does water give you more energy and improve your health, but it also fills your stomach, so you’re less likely to spend money on snacks during the day.

Drinking water when you first wake up each morning will give you the energy boost you need to start your routine without an expensive coffee. What’s more, you can buy a reusable bottle and a filter and take water with you to work, so you’re not constantly heading to vending machines throughout the day.

2.    Change up Your Loans

If you’ve taken out a bunch of loans over the years and you’re still in the process of paying them off, it might be time to see whether you can get a better deal. There’s a good chance that your credit rating has improved since the time when you take your loans out. This means that you could potentially consolidate your debt into a loan with a better interest rate.

Switching your loans to a more affordable repayment plan means that you’ll be able to get rid of your debts faster. The less debt you have to deal with, the more money you have leftover at the end of each month to spend on yourself.

3.    Make More Lists

Lists have more power than you think. They can help you to get the most important tasks done first when you’re at work, and they can save you money too. For instance, when you’re going to the supermarket for food, a list will ensure that you don’t overspend by just adding everything that you see to your basket. It can also give you an idea of how much you can afford to spend.

When you’re shopping in a sale, a list can also come in handy. It ensures that you’re only looking for the items that you would have bought anyway – sale or otherwise, so you don’t’ regret any impulse purchases that you would have made.

4.    Have an extra email address

Most of us have a couple of email addresses already. You might have an email for your personal friends and family members, and an email that you use for your workplace. However, you don’t want either of those inboxes to be overwhelmed with spam. This makes it difficult to sign up for website VIP memberships that could give you first dibs on any offers or sales. If you want to keep your eyes open for potential deals, but you don’t want to ruin your inbox, you can always try using an extra email address.

Use that email address just for signing up to rewards cards and company announcement newsletters. You can check the email every now and again when you’re thinking of spending money on something new, to see whether you have any access to discounts that you couldn’t get elsewhere.

5.    Download more Apps

Finally, apps aren’t just there to keep us entertained when we’re bored at work. These tools can also be a powerful way to save some extra money. There are apps that you can access for your smartphone that allow you to track how much you’re spending every day. This makes it easier to see where your triggers are when it comes to using your money, so you can more easily cut down on your spending issues.

There are also apps and add-ons that you can access for your mobile and desktop browser which automatically add codes and discount vouchers to your purchases for you. This means that you don’t have to spend forever searching through different sites to save money on shipping or get a discount the next time you want to buy something online. Do your research and find the apps with the best ratings.