Taking responsibility for your personal finances means smart budgeting and careful saving. But gaining the secure financial future that you deserve isn’t just about how you save your money — it’s also about how you spend it.
It’s virtually impossible to get through life without spending any money. The key is how you spend your money. Smart spending means getting some things for less and, in some cases, spending a bit more to avoid future costs. Here’s how you should spend your money.
Holiday shopping can be overwhelming and now we are right in the thick of it. The clock is running, and it seems like you will need more cash than ever to get all the shopping on your list this year. On Black Friday 2017, American holiday shoppers spent a record $5 billion in 24 hours, just online, a 16.9% increase in dollars spent online compared with Black Friday 2016, according to data from Adobe Digital Insights. So the pressure to spend and yet need to save money on holiday shopping is well and truly on - so here are some tips to try and make your holiday shopping a little less painful.
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