Being a single parent comes with its unique set of challenges, and one of the most important aspects to consider is financial security for your family. Family life insurance plays a crucial role in providing protection and peace of mind for single-parent households. What should single parents consider when selecting and purchasing family life insurance in the UK?
Read MoreA recent poll revealed that 1 out of every 8 drivers in the United States is uninsured. This concerning statistic makes it essential to know what to do if you’re ever involved in a situation with an uninsured driver. It’s worth noting that even those with insurance may not have enough coverage for the damages and injuries they cause during an accident. This situation can be overwhelming, especially if you're the primary breadwinner for your family. What happens if you're involved in an accident with an uninsured or underinsured driver? Below are a few things you can do
Read MoreWhen it comes to selecting an auto insurance policy, making the right choice is paramount. Your vehicle is not just a mode of transportation; it represents an investment and a means of convenience. Therefore, ensuring its protection is crucial. But with many options available, it's essential to navigate the sea of policies and find the one that suits your needs perfectly. To help you make an informed decision, we have outlined the key factors to consider when selecting an auto insurance policy.
Read MoreWhen a car accident occurs, the individuals involved often feel too shocked and terrified to think clearly. Even if it's only a fender bender, you may become frustrated with the situation and act wrongly– especially when you haven't previously learned what to do in such cases. Educating yourself ahead of time about what to do in a car crash makes you more likely to manage your emotions well and take the right actions. Doing what's right will help you receive timely medical aid, protect yourself and your passengers, and get the compensation you deserve. Here's what you should do when involved in a car accident.
Read MorePlanning for our lives and future is an adult role that we have to take on, which is not always easy. With the sheer number of insurance subscriptions and policies available in the market, it can be daunting to choose one that fits your needs. Today, there is insurance for everything, even against phone damage! To think of it, as adults, most of our time goes into fretting about the savings we need to make and the insurances we need to apply for. However, missing the deadlines as the financial year commences, it could be an ignorant mistake to discount the renewals taking place. So while there’s still time for you to decide, here’s a blog that will simplify your insurance woes. Here are our top picks of the policies every working professional, parent, and adult must-have.
Read MoreIt can be stressful to realize you have more bills to pay than expected. Often, when looking into housing and mortgage costs, new homeowners forget to account for home and auto insurance. Insurance policies can take a hefty portion of your earnings. We’ll look at popular ways to save, like bundling car and home insurance, and we’ll also discuss specific discounts you might not have heard of. Besides discounts, we’ll cover how comparing insurance quotes can help you save, and finally, we’ll look at some of the most surprising ways to get lower insurance rates. Let’s dive right in and look at discounts.
Read MoreThe last two years have been extremely challenging both economically and emotionally for many dads across the globe. Unfortunately, the COVID-19 pandemic has devastated thousands of families and forced some to consider how their loved ones would cope if they were no longer around to provide. This has led to a surge in life insurance applications. Life insurance is simply a financial safety blanket for a worse-case scenario. It pays out a cash lump sum if you were to pass away during the term of the policy. However, us dads are not always the best at arranging necessary life cover, therefore we have compiled our top tips below.
Read MoreThere are over 8 million American adults who are partially or totally disabled leading them to abscond work. A further 375, 000 citizens are prone to total disability every year--deciding to buy a disability cover is a superb step. Hence it should be a top priority for all the parents. Given that the number of non-government employees without disability insurance has hit over 68%. This is even more disturbing because the Social Security Administration further reports that there is 1 out of four probability that people in their 20s will be 90 days disabled before hitting retirement age. We’re going to check out what’s disability insurance? What does it cover? What to look for before settling on a disability insurance policy?
Read MorePay-later apps are mobile applications that let you pay for online and retail transactions over time. They have become more popular during the pandemic, but many do not consider if they actually own the objects they purchase using these services. Should a disaster strike leaving your home with missing, damaged, or stolen items, getting your homeowners’ insurance to cover items purchased with pay-later financing can be tricky. This article will address ownership of household items that are still being paid for and how insurance handles claims made on items.
Big-city living seems to draw people in easily. With the promise of job opportunities, a multitude of food choices, and plenty of activities around every corner, it’s easy to see why the city could seem so tempting. Along with all those fantastic pros, city life also brings a higher cost of living, a higher crime rate, and even higher insurance rates. If you live somewhere with a large population, be prepared to spend the money to do so. On top of paying more for your living situation, you are also putting yourself at higher risk to be the victim of a crime, and your insurance will expect some compensation for covering you in such a high-risk area. This means you can expect to pay a lot more for coverage in a big city.
Read MoreThe feeling of being in control, ability to work from anywhere (in the case of working online), and being able to choose who to work with are all huge motivators for going into self-employment. Have you thought of what would happen if you ever got injured or so sick that you can no longer work? How about the possibility of one of your team members or clients getting hurt in your business? All these are possibilities and they should be enough to convince you to take out life insurance to protect yourself, your family, and your business. But how do you pick the right cover when you’re self-employed?
Having a homeowner insurance policy doesn’t mean your home will be safe from disasters or calamities. It means if the unwanted happens, you can claim back the money for the damage to your property, or any sort of business loss can be filed and claimed with the help of public adjusters. Through negotiation and discussion, you can seek help from a public adjuster.
Read MoreDriving gives people a great deal of freedom. It allows them to get to and from work, school, doctor's appointments, supermarkets, and various other places without having to constantly ask someone for a ride or spend extra money on taxis, rideshares, and public transportation. Being able to jump into a car and take off at will also gives people a way to escape from the stress and chaos of everyday life whenever they need to get away.
Read MoreYou understand the value of health insurance, but you’re not sure where to begin. If you’re feeling intimidated by the prospect of planning your family’s health insurance, you’re not alone. There’s a lot that can trip you up when it comes to making sure everyone in your family has the right coverage. In this guide, we’ll review 6 simple tips to plan your family’s health insurance properly and with confidence. Are you ready?
Read MoreA personal injury impacts almost all areas of your life. In particular, a major injury may lead to an inability to continue working and in other cases a permanent loss of your job. Though insurance can cover most of your hospital bills, loss of income can cripple your ability to meet your daily expenses, putting you in a financial crisis. For this reason, it is crucial to manage your finances effectively after suffering a personal injury. Here are four tips to help you do this.
Read MoreLife insurance is the type of insurance where one pays a premium so that their beneficiaries can be paid from the policy when the policyholder passes on. Life insurance is actually a simple way of saving money, in a way, so that your beneficiaries will not suffer once you have passed on. Here are the 5 things you may not know about life insurance policies:
No matter what else is happening in life, a parent will always have fears and concerns about their children. A parent who is too scared of something happening to them or their child won’t ever fully be able to enjoy parenthood, and their child won’t ever fully be able to be themselves and test those all-important boundaries. Therefore, getting over these fears (yet still being aware of them for protection) is vital. Here are some ideas.
Read MoreThe statistics show that female licensed drivers outnumbered their male counterparts in 2016, and yet men were involved in 80% of car crashes in the United States . On average, men drive 30% more miles than women per year. Auto insurance carriers are aware of this fact, making them naturally biased against male motorists when it comes to charging premiums. Fair or not, this reality puts men, especially fathers who are already under tremendous financial pressure to begin with, at a disadvantage.
Read MoreYou’ve been in a serious car accident and took all the necessary steps following the crash, including quickly reporting it to your insurance company. An insurance claims adjuster has reviewed all the facts of your case and has put a settlement offer on the table for your injuries and property damage. Can you trust that the offer is a fair one?
Read MoreIf you own a vehicle, it is likely that it is insured. In the United States and some other countries, vehicles accessing public roads and highways must be insured. Fortunately, there are a variety of policies to choose from to keep the coverage affordable for everyone. With so many policies to choose from, many people have difficulty understanding what each policy covers and deciding which coverage they need. One coverage that is often overlooked is no fault, which can play a major role in helping prevent financial loss associated with motor vehicle accidents.
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